Admin 
President Bola Tinubu
Nigerian federal civil servants will soon be able to purchase mobile phones, household appliances, and other essential electronics on interest-free installment plans through a new digital platform launching next month.
The platform, tagged FGMarket, is being developed by digital rent payment and guarantor company The Guarantor and Partners Ltd., in collaboration with the Office of the Accountant-General of the Federation (OAGF) and the Integrated Payroll and Personnel Information System (IPPIS).
Speaking with the News Agency of Nigeria (NAN) in Abuja, the Chief Executive Officer of The Guarantor and Partners Ltd., Mrs. Maryam Isah, revealed that the platform will officially commence operations on December 1, directly connecting verified federal workers with accredited manufacturers and vendors.
Easing Financial Strain on Workers
The initiative aims to relieve the burden on civil servants who struggle to afford major household items upfront due to tight monthly budgets.
“Many civil servants have needs that their monthly salaries may not allow them to meet at once,” Isah explained.
“The platform is designed to give them the opportunity to acquire essential items and pay over several months without resorting to conventional high-interest loans.”
Under the agreement, eligible workers can select items online and spread their payments over an agreed period through automatic monthly payroll deductions via the IPPIS framework.
Items available on the platform will include:
Mobile phones and personal tech devices, Household electronics and kitchen appliances, Essential commodities, Educational materials and learning tools
How the Platform Works
To access the service, civil servants and participating commercial vendors are required to register on the official portal ahead of the December launch:
Worker Registration: Civil servants sign up at fgmarket.ng using their service numbers and verified phone numbers.
Eligibility Verification: The system verifies employment status and payroll eligibility to set installment limits.
Flexible Delivery: Buyers can opt to receive their purchases via doorstep delivery to home or office addresses, or pick them up directly from designated vendor outlets.
Isah noted that the marketplace presents a win-win model: civil servants gain manageable access to needed goods, while vendors secure a reliable customer base with low default risk due to structured payroll deductions.
The rollout aligns with broader federal efforts led by the Nigerian Consumer Credit Corporation (CREDICORP), which targets expanding consumer credit access to 50 percent of economically active Nigerians by 2030.
Beyond immediate purchasing power, Isah highlighted that consistent repayments on FGMarket will help public sector workers establish formal credit profiles.
“Every time a worker makes a purchase and repays consistently, it contributes to building a record of responsible credit use,” she said, encouraging early registration online and noting that in-person support is available at the company’s headquarters in Abuja. (NAN)
